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Smoothed funds have evolved – here are some myths worth rethinking
Smoothed funds have great potential to provide some shelter from continued stock market volatility; they help clients with the behavioural side of investing; and they are a useful resource as people approach and enter retirement.
Sam PardoeMarch 19, 2026
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Why we must debunk pension annuity myths
Pension annuity myths have lingered for too long—and with the continued interest in annuities, there’s never been a better time to clear them up.
Pete CowellMarch 10, 2026
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Helping advisers turn retirement into something real
Financial advisers play a crucial role in helping clients navigate the increasingly complex world of retirement planning. While advised clients tend to feel more confident about their future, new research shows they still face significant concerns around risk, estate planning and knowing when to retire. With the right blend of products, smart technology including AI driven insights, and expert support, advisers are better equipped than ever to guide clients through these more intricate retirement journeys.
Mark BaldwinMarch 09, 2026
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Life changes: turning retirement into something real
Retirement was once a set moment in time in which people could down tools, put their feet up, and transition from working to living off their pension. In recent years, however, this has changed.
Mark BaldwinFebruary 17, 2026
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Smoothed funds new vs old perceptions
Technology, investment, and financial planning have all moved on over the last couple of decades. And that could also be true of smoothed funds.
Mark BaldwinJanuary 08, 2026
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Embrace the twists and turns of life-without the bumps
The road to retirement is bumpy and littered with potholes. Smoothed Funds can make the journey less volatile.
Sam PardoeOctober 21, 2025
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5 client trends advisers can’t ignore
How are today’s economic, political, and technological shifts reshaping client expectations – and what does it mean for financial advice?
Adviser Insight and Opinion teamJuly 11, 2025
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Rethinking retirement – a smarter approach to drawdown
With people living longer - and spending longer in retirement – than ever before, there’s a fundamental need for flexible solutions that help clients to live, save and spend.
Stuart BateJune 18, 2025
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Retirement Voice: Adviser edition
Get your copy of the report - and earn CPD. Hear what clients really think about their adviser, their future, and what’s next for advice.
Adviser Insight and Opinion teamJune 17, 2025
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We’re setting the standard for annuity applications – faster, simpler, signature-free
Find out how we’re leading the way by transforming how advisers and their clients access our Standard Life Pension Annuity and Guaranteed Fixed-term Income products.
Pete CowellMay 30, 2025
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Understanding the impact of pension annuities
Explore the ins-and-outs of annuities with our sponsored guide from financial adviser William Burrows.
Adviser Insight and Opinion teamMarch 05, 2025
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Take a combined approach to retirement income
Since pension freedoms were introduced in 2015, clients have been able to enjoy a greater choice in how their retirement income is generated.
Adviser Insight and Opinion teamFebruary 17, 2025
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Guaranteed Fixed-term Income (GFI) article
Recent research shows that many people are likely to transition into retirement by reducing their working hours. We explore how gradual retirees are going to bridge the income gap before receiving their State Pension.
Adviser Insight and Opinion teamJanuary 21, 2025
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Explore the value of a pension annuity
We explore the best ways to tailor a retirement income to suit different needs to provide tangible value for your clients in later life.
Adviser Insight and Opinion teamAugust 20, 2024
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Take a flexible approach to retirement income
We explore how you can help clients determine their income needs in retirement. And how you can show them what income they can expect from their pension pot.
Adviser Insight and Opinion teamAugust 06, 2024
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Boost your annuity know-how
Our short films cover common questions and key points to support your understanding of annuities, and your client conversations.
Adviser Insight and Opinion teamJuly 08, 2024
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Are you ready for the retirement income revolution?
There’s a lot of talk about the future of the retirement income market right now. That’s why we’ve chosen to sponsor a guide from Defaqto.
Adviser Insight and Opinion teamJune 20, 2024
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When should your clients buy an annuity?
We look at the impact your clients’ personal circumstances can have on their retirement income. Explore the key factors you should consider to help them secure a higher income for life.
Adviser Insight and Opinion teamJune 11, 2024
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What’s the deal with enhanced annuities?
We know advisers have close relationships with their clients. But could the trust you share with your clients help to boost their incomes in retirement?
Adviser Insight and Opinion teamNovember 03, 2023
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Should good client outcomes come with a guarantee?
Our latest research reveals that there’s sizeable uncertainty as to how annuities work and what benefits they can provide.
Claire AltmanNovember 02, 2023
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Why we must debunk annuity myths
Our latest research reveals that there’s sizeable uncertainty as to how annuities work and what benefits they can provide.
Adviser Insight and Opinion teamSeptember 04, 2023
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Money invested is at risk. References to legislation and tax are based upon Standard Life’s understanding of UK law and HMRC practice in the UK as at the date this publication was last updated. Tax and legislation may change in the future.
No guarantees are given regarding the effectiveness of any arrangements entered into on the basis of these articles and Standard Life accepts no responsibility for advice which may be formulated on the basis of them.
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